Medical Loss Ratio (MLR) Rebates
Are you an employer that is receiving a rebate check from your group medical insurance carrier? September 30 is the deadline for insurers to issue rebates, if required, under the...
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Planning Your Open Enrollment for Success
Do you have mixed feelings about the annual benefits open enrollment period? A mixture of dreading the extra workload and potential rate increases … while hoping employees recognize and cheer...
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Ask the Experts: Uncashed Claim Checks
Question: Our company’s group medical plan is self-funded (uninsured). What is our responsibility when we pay a claim but the payee never cashes it? We cannot locate the payee. Do...
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Ask the Experts: Benefits Changes After Open Enrollment Ends but Before Plan Year Begins
Question: Can an employee change a pretax plan election after the employer’s open enrollment window has closed but before the plan year has begun? Are there any potential downsides for allowing...
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DOL Guidance for Benefit Plans Impacted by California Wildfires
The U.S. Department of Labor has issued compliance guidance for benefit plans, employers and employees, and service providers who are impacted by the California wildfires. The guidance generally provides relief...
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