ERISA Turns 45!
As America’s workers look forward to the long Labor Day weekend, we take a moment to acknowledge the 45th anniversary of the enactment of the Employee Retirement Income Security Act....
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Ask the Experts: Executive-Only Medical Plans
Question: Our company offers group medical and dental plans for all employees. We also have an executive-only medical plan that covers out-of-pocket expenses that the regular group plan does not...
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Ask the Experts: Does ERISA Require SPDs in Other Languages?
Question: Our company offers group health coverage and other employee benefit plans. Our workforce includes a number of employees who do not speak English. Are we required to distribute summary...
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Ask the Experts: Uncashed Claim Checks
Question: Our company’s group medical plan is self-funded (uninsured). What is our responsibility when we pay a claim but the payee never cashes it? We cannot locate the payee. Do...
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Ask the Experts: Medical Loss Ratio (MLR) Rebates
Question: Our company received a rebate check from our health insurance carrier. As the employer, we pay the bulk of premiums, although employees who enroll for coverage do pay a...
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