Tag: Affordable Care Act

Question:  Under the Health Care Reform rules, do small employers have any special reporting requirements for medical care right now? Answer: With respect to employer-sponsored group health coverage, the majority of requirements under the Affordable Care Act impact the insurance carrier that issues the group contract.  Thus, the carrier takes the required actions while the…

Keeping us in suspense until the last possible moment before breaking for the summer, this morning the Supreme Court upheld the constitutionality of the Patient Protection and Affordable Care Act (PPACA) in a narrow 5-4 ruling, including validating the individual mandate requiring people to have health care by 2014.  The Medicaid provision was limited but…

Question:  We have an employee who declined coverage because he has coverage under his parents plan.  He will be turning age 26 next month and the plan is telling him that he will no longer be eligible for benefits under that plan.  I understood this provision of the Affordable Care Act allows the dependent child…

Question:  Would implementing a smoker surcharge cause a plan to lose its grandfathered status? Answer: The portion of the Affordable Care Act’s grandfathering provision requires that the plans cannot significantly lower employer contributions. Grandfathered plans cannot decrease the percent of premiums the employer pays by more than 5 percentage points (for example, decrease their own…

Oral Arguments began this week on the constitutionality of the Affordable Care Act. This summary of the arguments are provided by the DC Employment Law Update: Whether the controversial individual mandate contained in the new health care law can even be challenged at this time was the subject of debate during the first of three…