Tag: benefit continuation

Group Health Insurance and Continuation of Coverage On March 23, 2018, Virginia Governor Ralph Northam signed legislation (H.B. 1368) disqualifying a discharged employee from the continuation of health insurance coverage under a former employer’s group policy if he or she was discharged because of gross misconduct. The law is effective July 1, 2018. Read VA…

Question: How does USERRA protect an employee when he or she leaves to serve in the military, and when does COBRA eligibility start? Is there an extra 30 days under the employer’s active plan? Answer: The Uniformed Services Employment and Reemployment Rights Act (USERRA) provides for health benefit continuation for employees who are absent from…

Question: Must medical coverage continue if we pay severance on a weekly basis for several weeks after the employee has terminated employment? Answer: When an employee is terminated or resigns, benefits end as stated in your summary plan description (SPD), so check your SPD first. This is typically described in most plans as either the…

Question: We pay half of our employees’ benefits. If the employee is out on Family and Medical Leave Act (FMLA) leave, does the employer still have to pay their half, or can we require the employee to pay 100 percent? Answer: The employer must continue to pay their portion of the premium. The regulation requires…