Tag: Disability Insurance

The Department of Labor’s new claim rules for disability benefits took effect April 2, 2018. The changes were announced over a year ago, but the effective date was delayed to give insurers, employers, and plan administrators adequate time for implementation. Although we’ve reported on the key issues in this blog previously, now seems like a…

Question: What are the disability plan options offered to an employer in the state of New Jersey? What is the New Jersey Temporary Disability Benefits Law and how does it work? Answer: New Jersey employers covered by the Temporary Disability Benefits Law (TDB) may elect to provide private disability insurance, become self-insurers, or participate in…

Question: May a California employee receive intermittent disability payments from the state? Answer: As long as the employee met the initial disability requirements, including being out of work for eight consecutive days for a qualifying reason, she or he may apply for disability on an intermittent basis following that waiting period.

Question: Is there any financial compensation available for employees on Family and Medical Leave Act (FMLA) leave through state or federal programs? Answer: Depending upon where the employee is located, there may be state assistance available for wage replacement. For example, California and New Jersey provide employees with temporary disability benefits through the state while…

Question: If someone is eligible for Paid Family Leave (PFL) benefits, does that entitle the employee to a leave? Answer: Eligibility to Paid Family Leave (PFL) benefits does not entitle an employee to a leave. The employee needing a family leave should be instructed to follow the employer’s standard practice for requesting time off. The…