Tag: health insurance

Sexual Harassment Prevention Training for State Personnel On May 15, 2018, Maryland Governor Larry Hogan signed legislation (H.B. 1423) requiring all state employees complete at least two cumulative hours of interactive training on sexual harassment prevention. The training may be completed either in-person or virtually, within six months of hire, and every two years thereafter….

Question: If an employee has money left in his or her healthcare flexible spending account (FSA) to roll over, but decides to enroll in the company health savings account (HSA) at the new plan year instead of the FSA, what happens to the excess funds from this year? Can the employee use those funds for other…

Question: When an employee is on Family and Medical Leave Act (FMLA) leave, what is the employer required to do with the employee’s other benefits? Which benefits need to be continued and what should we do if the employee does not make his co-payments while out on FMLA? Answer: FMLA regulations require that employers continue to provide…

Question: If a person has a balance in their health savings account (HSA) when he or she moves to a point of service (POS) plan with a flexible spending account (FSA), can the person continue to use HSA funds while on the POS plan? Answer: Yes, employees are allowed to continue to use the remaining funds in…

On Monday, June 30, 2014 the Supreme Court ruled in a 5 to 4 decision that requiring family-owned corporations to pay for insurance coverage for contraception under the Affordable Care Act violates a 1993 federal law protecting religious freedom. The decision applied to two corporations challenging the coverage requirement: Hobby Lobby, an Oklahoma-based chain of…

Question: Would a working (not retired) employee enrolled in Medicare be ineligible for enrollment in the company’s group health plan? Answer: The short answer to your question is that if the employee is still actively working and otherwise eligible for the employer’s group health plan, then the employee should be offered the same level of benefits as…

Question: Are we able to give a signing up bonus to encourage employees to sign up for health insurance or  will that be an issue with health care reform? Answer: An employer may provide bonuses at its discretion as long as the amount is reported as taxable compensation.  Federal law prohibits employers from providing incentives…

Question:  What are the qualifiers for a young adult 26 or younger to be added on the insurance plan (i.e. tax dependent, stepparent etc)? Answer: According to the Departments of Health and Human Services, Labor, and Treasury regulations implementing the Affordable Care Act by expanding dependent coverage for adult children up to age 26, the…

Question: Can an employer recover the medical premiums paid for an employee if the employee goes on long-term disability? Answer: From the facts presented, this employee has been on short-term disability and federal Family and Medical Leave Act (FMLA) leave and is now applying for long-term disability based upon her inability to return to work….