Tag: SBCs

Question: How does ACA impact smaller employers with less than 50 employees? Answer: Many of the provisions of the Affordable Care Act apply to larger employers (with more than 50 or 100 employees).  Here is a summary of some of the provisions of the law that impact under 50 employers from the Kaiser Family Foundation: Small Business…

Question: For SBCs, how should an employer draft an SBC for an HRA plan specifically?  Has the DOL provided a sample SBC for the HRA? Answer: Unfortunately, the DOL has not provided a specific template for HRAs, and some HRAs do not require SBCs.  Generally, Health Reimbursement Arrangements are considered to be group health plans,…