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Blog

Affordable Care Act
NOVEMBER 21ST, 2018

Ask the Experts: Medical Loss Ratio (MLR) Rebates

Question: Our company received a rebate check from our health insurance carrier. As the employer, we pay the bulk of premiums, although employees who enroll for coverage do pay a portion of the cost. Are there restrictions on how we can use the rebate money? Answer: Yes, there are restrictions on using the rebate. The...

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Federal
NOVEMBER 19TH, 2018

Federal Employment Law Update – November 2018

OSHA Crane Operator Final Rules On November 9, 2018, the U.S. Department of Labor, Occupational Safety and Health Administration (OSHA) announced the release of its Cranes and Derricks in Construction: Operator Certificate Extension final rule (Final Rule 82: 51986-51998). The final rule: Removes the requirement that crane operator certifications include the crane’s rated lifting capacity....

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Cybersecurity
NOVEMBER 14TH, 2018

Cybersecurity: Employees Are the First Line of Defense

ThinkHR Chief Knowledge Officer Laura Kerekes writes a monthly “Innovative Workplace” column for Rough Notes, a publication that has been serving the insurance industry since 1878. Enjoy her November column on cybersecurity. Cybercriminals are becoming more focused on users of company networks as a weak link in the security infrastructure chain. Secure web gateways, anti-virus tools,...

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