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People Risk Management Today

The Affordability Test for 2021 Health Plans

The Affordable Care Act’s employer shared responsibility provision — often called the employer mandate or “play or pay” — requires large employers to offer health coverage to their full-time employees...
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Medical Loss Ratio (MLR) Rebates 2020

Are you an employer that is receiving a rebate check from your group medical insurance carrier? September 30 is the deadline for insurers to issue rebates, if required, under the...
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Tips for Preparing Form 5500

At this time of year, many employers and benefit advisors begin preparing Form 5500, the annual report required for most employee benefit plans. Form 5500 must be filed with the...
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IRS Announces HSA Limits for 2021

On May 20, 2020, the Internal Revenue Service (IRS) released Revenue Procedure 2020-32 announcing the annual inflation-adjusted limits for health savings accounts (HSAs) for calendar year 2021. An HSA is...
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COVID-19 and Employee Benefits Plans

The ongoing COVID-19 pandemic has created new and unique challenges for employers, their workers, and their businesses. ThinkHR has been on the front lines, supporting employers with HR and Benefits...
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