Tag: benefit

Question: If a spouse loses coverage under his plan due to nonpayment, is this a qualifying event to permit a mid-year enrollment for our employee to add the spouse? Answer: We are operating under the assumption that your plan specifically provides for mid-year election changes under Section 125 and that your plan documents specifically provide…

Question: Where would we send a new parent to get his or her child’s Social Security number card? Answer: Typically, when the baby is born the hospital will ask whether you want to apply for a Social Security card during the completion of the birth certificate information. If the parents state they do want to apply…

Question: In regards to benefit maintenance and payment of premiums while an employee is on leave, can we ask the employee to remit a personal check or deduct a lump sum amount from wages upon return from leave? Answer: Yes, you can have a voluntary arrangement to maintain benefits while on a leave, which can…

Question: What is your advice on recouping missed premiums upon return to work after a leave? Answer: Upon return from leave (or prior to the leave when known in advance), you can draft an agreement with the employee for repayment of premiums. A best practice is to see if the employee will agree to one…