Tag: Open Enrollment

Question: Our company is getting ready for open enrollment. Can we distribute ERISA notices electronically instead of printing and delivering hard copies? Answer: Yes, electronic delivery complies with ERISA’s disclosure rules – but certain conditions must be met. First, whether delivered in hard copy or electronic media, ERISA requires preparing and furnishing materials “in a…

It’s typical to have mixed feelings about the annual benefits open enrollment period. Dread for the additional administrative workload and potential benefits cost increases… Anticipation of newer, more attractive, and easier to administer plans… It makes for a fall season that causes many HR professionals and benefits brokers to drown their misery in pumpkin spice lattes….

ThinkHR Chief Knowledge Officer Laura Kerekes writes a monthly “Innovative Workplace” column for Rough Notes, a publication that has been serving the insurance industry since 1878. While geared toward brokers, much of the information in her columns is applicable to human resources professionals.  Annual benefits enrollment — admittedly from my perspective as a human resources practitioner,…

Question:     During an open enrollment election period, if an employee drops spousal coverage, would this be a COBRA-qualifying event for the dropped spouse? Answer: A group health plan is required to offer COBRA continuation coverage only to a qualified beneficiary after a “qualifying event” occurs.   A qualifying event is a certain event that would cause…

Question: During an open enrollment election period, if an employee drops spousal coverage, would this be a COBRA-qualifying event for the dropped spouse? Our Response:  A group health plan is required to offer COBRA continuation coverage only to a qualified beneficiary after a “qualifying event” occurs.   A qualifying event is a certain event that would…