Tag: waived benefits coverage

Question: Do Summaries of Benefits and Coverage (SBC) need to be provided to a new employee who is currently enrolled in Medicare and is electing to waive the group coverage. Small group under 50 employees. Answer: An SBC must be provided to all “participants and beneficiaries” without charge regardless of group size and/or the employee’s intent to…

Question:  We have an employee on an approved FMLA leave who waived health benefits coverage during annual enrollment.  Upon her return from FMLA, can she enroll in benefits if it is outside of the annual open enrollment period? Answer:  For an employee out on FMLA leave, the FMLA does include provisions for reinstatement if she…